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05 September 2010  

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Mortgage News:

Certus Mortgage News - Fresh articles each day, created by Certus Mortgage Solutions or hand-picked from hundreds of world-wide sources. Certus-Mortgages.co.uk - The Online UK Mortgage Guide.

20 Jul 200678% of intermediaries charge their clients fees
Almost four quarters of intermediaries now charge their clients fees, according to latest findings from the One Specialist Index, commissioned by buy-to-let provider BM Solutions. .

20 Jul 2006Goverment focuses on energy efficiency reports for HIPs
The government has announced plans for the introduction of Energy Performance Certificates as part of the phased roll-out of Home Information Packs (HIPs) - which will not require sellers to include a Home Condition Report (HCR). .

19 Jul 2006Home Condition Reports to be voluntary, government announces
The government has announced that the Home Condition Reports (HRC), which were expected to be a manadatory element of the Home Information Pack (HIPs), will now only have to be included in the packs voluntarily. .

12 Jul 2006Rental yields hit four-year low
The latest rental yield figures released by Landlord Mortgages reveal yields in the second quarter of 2006 have fallen to a four-year low (5. .

11 Jul 2006Builders getting it wrong?
The price of new apartments 1% fell in June, suggesting that builders are being wrongly forced to build too many apartments and not enough houses, says SmartNewHomes. .

10 Jul 2006Impartial advice is the main selling point for IFAs
Independent Financial Advisers (IFAs) are most valued by consumers for their ability to provide impartial financial advice ahead of other factors like helping save money, according to a survey by financial research company Defaqto. .

05 Jul 2006Landlords continue to invest while rents remain steady
Average rents achieved on residential investment properties remain steady according to the June edition of Paragon Mortgages’ buy-to-let index. .

03 Jul 2006Landlords failing to get HMO licence, warns NLA
A large percentage of landlords have failed to register for their licensing of Houses in Multiple Occupation (HMO) and face a £20,000 fine, the National Landlords Association warns. .

26 Jun 2006Debt levels worse among older age group
People aged between 40 and 59 have the highest levels of debt - owing an average of £34,456 - with their numbers increasing at a faster rate than any other group, research from the Consumer Credit Counselling Service reveals. .

20 Jun 2006House prices boom in June
Average national asking prices rose by 0.8% (£1,613) in the last month with the annual rate increasing from 5. .

19 Jun 2006Government says it will "transform" home buying and selling
The government is taking action to transform home buying and selling in England and Wales and boost consumer rights and benefits, ministers said yesterday (15 June). .

15 Jun 2006Borrowers “cautiously” opt for long term fixed deals
Mortgages Direct research has revealed that record numbers of borrowers are opting for long-term fixed rate deals as home-buyers fear that rates will not only rise imminently but increase even further over the next five years. .

15 Jun 2006Government HIPs website launched
The government has launched a website dedicated to Home Information Packs (HIPs), including details of the regulation and latest news. .

14 Jun 2006Further HIPs legislation announced
Energy ratings similar to consumer-friendly fridge ratings will have to be produced for every home bought and sold in England and Wales as part of the Home information Packs (HIPs) from next June, the government has announced. .

14 Jun 2006Rising inflation is worrying, says Bank of England governor
Global inflation is on the rise and threats from abroad are likely to effect UK inflation more than domestic economic issues, according to the governor of the Bank of England Mervin King. .

12 Jun 2006Buy-to-let landlords face fines of up to £20,000
Landlords may be disadvantaged by new regulations governing the buy-to-let sector and could be left £20,000 out of pocket, warns mortgage broker John Charcol. .

12 Jun 2006London homes outprice UK by 8.5%
London new home prices have risen 9.8% over the last 12 months compared to a UK average of 1.3%, the latest data from SmartNewHomes. .

08 Jun 2006Confidence in housing market rises slightly
The Nationwide Consumer Confidence Index rose by 1 point to 94 in May, with consumers now expecting prices to rise 2. .

06 Jun 2006Average London house price hits £250,000 mark
The average London house price is now over a quarter of million pounds as it rises for the eighth consecutive month, data form haart estate agents reveals. .

06 Jun 2006Confidence in BTL market increasing, says moneyfacts
Confidence in housing market increasing, says moneyfacts Confidence in the housing market has increased as lenders raise their income multiples and lower rental cover, moneyfacts. .

06 Jun 2006Inflationary pressures threaten UK economic stability
Mounting inflationary pressures continue to threaten economic performance, according to accountants and business advisers BDO Stoy Hayward. .

02 Jun 2006BTL landlords at risk of identity fraud
BTL landlords at risk of identity fraud Landlords and buy-to-let property owners are one of the groups most at risk from identity theft, according to the latest UK Victims of Fraud data released by CreditExpert. .

02 Jun 2006Customers not aware of their Credit Files
At least two in five UK adults are not aware of the contents of their credit files - used by lenders when assessing applications for mortgages and loans. .

01 Jun 2006Landlords Grow Their BTL Portfolios
Upbeat landlords grow their BTL portfolios in buoyant housing market. Property prices at which investor landlords buy properties rose by 1. .

01 Jun 2006House price growth sluggish in May
House prices grew by 0.2% in May, the second month of neutral growth in a row, according to Nationwide Building Society figures. .


The opinions expressed are those of the author and are not necessarily held by Certus Mortgage Solutions unless specifically stated. The material is for general information only and does not constitute investment, tax, legal or other form of advice. You should not rely on this information to make (or refrain from making) any decisions.

You can obtain independent, professional advice for your own particular situation by contacting Certus Mortgage Solutions at the number below.






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