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Certus Mortgages »
Mortgage Guide
Home Information Packs – What they must include:
· Terms of sale.
· Evidence of title – the deeds or Land Registry entry.
· Replies to standard preliminary inquiries – includes information on the ownership of boundaries and existence of rights of way.
· Copies of planning, listed building and building regulation consents and approvals
· Copies of any warranties and guarantees (in case of new properties)
· Replies to local authority searched (such as plans for new roads nearby)
· Home Conditions Report.
· You may wish to add information on local schools, churches and other amenities/facilities.
And, in the case of leasehold properties:
· Copy of the lease
· Most recent service charge accounts and receipts
· Building insurance policy details and payments receipts
· Regulations made by landlord or Management Company.
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The opinions expressed are those of the author and are not necessarily held by Certus Mortgage Solutions unless specifically stated. The material is for general information only and does not constitute investment, tax, legal or other form of advice. You should not rely on this information to make (or refrain from making) any decisions.
You can obtain independent, professional advice for your own particular situation by contacting Certus Mortgage Solutions at the number below.
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Certus Mortgage Solutions is a trading style of The Certus Partnership LLP. |
(01329-827-055 |
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Copyright © 2006
The Certus Partnership LLP is a Limited Liability Partnership registered in England number OC305182.
The Certus Partnership LLP is authorised and regulated by the Financial Services Authority, FSA No. 426150.
Any trademarks belong to their respective owners. Legal Disclaimer.
