21 November 2008  

The secret to being a happy homeowner is to make sure you choose the right mortgage. But where do you begin? Here's our range of mortgage calculators that allow you to decide how much you can borrow, and the amount you can expect to pay in monthly repayments.

	How much can I borrow?
	Applicant 1 Applicant 2 Totals Total Gross Annual Salary: Less total monthly credit commitments: Net annual income for mortgage calculation purposes:   Assessed Borrowing Results: Either: x  a single income = or: x the joint income = This information does not contain all the details you need to choose a mortgage.

• NOTE: The assessments provided by the online calculators are for indication purposes only. All assessments are subject to validation of income, credit checks and a property valuation.

• These assessments do not include the cost of insurance or an investment based mortgage repayment vehicle which is required in respect of an Interest Only Mortgage.

	Monthly Repayments Calculator
	The calculator below can be used to work out how much your monthly repayments are likely to be. The calculator has been pre-set with the standard interest rates and loan term. You may enter alternative interest rate and loan term figures to obtain an estimate of your monthly repayments. Mortgage Interest Rate :   % Mortgage Amount :   pounds Mortgage Term :    years Repayment Method :   Capital and Interest Interest only   Your mortgage repayments are likely to be:   pounds per month

Available Calculators

How Much Can I Borrow? Monthly Repayments Stamp Duty   THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Written quotations available on request. Insurance may be required. Loans subject to status.